Investment Strategy:Do you have the right balance for the right reasons?

Managing a funeral trust isn’t straightforward. You have to balance different priorities, which can often seem to be in conflict with each other

Though we can’t always make investment decisions less complex, our experts are here to break down the problem and look at your goals with fresh eyes and without jargon to simplify the decision-making process.

Growth: How do you ensure that your trust will achieve the returns necessary to meet future cash payment obligations and maintain a healthy funding level?
Volatility / Investment Risk: Generating your return target should not be at the expense of taking excessive or unnecessary investment risk.
Regulatory Risk: Under new FCA rules, funeral trusts with a compromised funding level must formulate a remediation plan within a 15-month timeframe.
Cashflow / Liquidity: Do you have enough cash to meet your cash payment needs? Or do you have too much and you’re not investing it effectively enough? Do you have an efficient, low risk process in place to release excess trust surplus?
Time Horizon: How do you get a portfolio to keep up with inflation over your time horizon?

With limited resource to address these challenges, we’ve seen many Funeral Trusts end up with portfolios that run too much risk, and so are susceptible to market shocks. Or those that run with not enough risk, with most assets in cash, which won’t keep up with inflation – all too often while paying significantly higher ‘retail’ fees to a wealth management firm.

Taking it one step at a time – a bespoke strategy to achieve better returns with less risk

Design, implement and monitor a strategy that will help you achieve your objectives:

Why choose us?

Your partner on the journey.

Experience: Cartwright works with over 100 trusts providing investment strategy advice.
Independence: Originally formed over 38 years ago, Cartwright is proud to remain independent and enjoys the freedom to provide you truly unbiased investment advice.
Resource when you need it most: We aim to act as an extension of your team, providing support, research, advice and tools, while giving you the control that you want.
Accountability: We believe in our experts as much as we believe in trust and transparency. That’s why you’ll get the tools you need to monitor your investment manager's performance.

Find out more about our people and our company